Privacy and Security
Policy
Quick Cash Loans .com.au is serious about protecting your online privacy.
This Privacy Statement explains our views and practices concerning privacy,
and how they may pertain to you as a user of our website.
"You" or "Your" means you as a participant in or
as a user of the Quick Cash Loans .com.au website / program.
"We" or
"Our" or "Us" means Quick Cash Loans .com.au .
"Our site"
means Quick Cash Loans .com.au
All information
transmitted, printed or otherwise submitted to Quick Cash Loans .com.au
via this website shall be deemed to be the property of Quick Cash Loans .com.au
and
Quick Cash Loans .com.au
shall be free to use such information for any lawful purpose as detailed
herein.
This site contains
links to other sites and we are not responsible for the privacy practices
or the content of such sites.
We reserve the right
to release such information to law enforcement or other governmental
officials as we, in our sole and absolute discretion, deem necessary
to comply with the law.
What Information
We Collect
We automatically
collect and/or track the following:
| 1. |
Web
page http headers (home server domain names, IP address, type of
client computer, and type of Web browser); |
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| 2. |
Information
knowingly provided by you through on-line forms, registration forms,
surveys, and or other entries, such as email addresses, personal,
financial or demographic information; |
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| 3. |
Information,
user specific or aggregate, on what pages our visitors access and
the e-mail addresses of visitors that communicate with Quick Cash
Loans.com.au via e-mail. |
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| 4. |
Non-public,
personal information you knowingly choose to disclose, which is
collected on an individual basis via internet, fax, phone, or mail. |
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| 5. |
Website use information collected on an aggregate basis as you and
others browse our website. If you choose to correspond through e-mail,
we may retain the content of your e-mail messages together with
your e-mail address and all responses sent through our website.
We provide the same protections for these electronic communications
as we employ in the maintenance of information received by mail
and telephone. |
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| 6. |
Information
we receive from you on applications or other forms. |
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| 7. |
Information
about your transactions with affiliated and non-affiliated third
parties. |
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| 8. |
Information
from a consumer reporting agency. |
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| 9. |
Information we obtain to verify representations made by you, such
as your checking account information. |
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| 10. |
Information
we obtain from a person regarding their employment, credit, or other
relationship with you, such as your employment history. |
How
We Use That Information
We use your personal, demographic and profile data to enhance your experience
at our site and to enable us to present content we think you might be
interested in. We use your contact information to send you information
about our company and promotional material from our partners. We may
also use your personal, demographic and profile data to improve our
site, for statistical analysis, for marketing and promotional purposes,
and for editorial or feedback purposes for our advertisers. Information
collected by us may be added to our databases and used for future e-mails
or postal mailings regarding site updates, new products and services,
upcoming events, and/or status of orders placed online.
Disclosure of Data to Third Parties
If you choose to provide personal information, it will be used for the
following purposes:
| 1. |
Considering
you for a payday loan or loan of any size - through the many loan
lenders / payday loan providers of Cash Loans - we have direct links
/ partnered with. |
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| 2. |
For
marketing products and services which we determine, in our sole
judgment, that you might find of interest. |
We
reserve the right to share, rent, sell, or otherwise disclose data we
collect to third parties. Any third party we share, rent, sell, or otherwise
disclose data to will be carefully prescreened by us, determined by
us to be reputable, and will use the personal data for marketing products
and services which we determine, in our sole judgment, that you might
find of interest. We may disclose non-public, personal information to
non-affiliated third parties such as collection agencies, as permitted
by law. Nonpublic personal information means information about you that
we collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information
that is available from public sources, such as telephone directories
or government records..
Cookie
and Web Server Information Collection
Cookies help to
collect important business and technical statistics which enable company's
to serve you better. We are NOT Using cookies at all. The information
in the cookies lets firms / people track the various paths followed
by users of our website as they move from one page to another while
on our website. Web server logs allow Quick Cash Loans.com.au to assess site visits
and site visit capacity. These methods are not used to capture individual
e-mail address or any personally identifying information about you.
Legally
Compelled Disclosure
We may disclose information when legally compelled to do so as required
by law, or for protection of our legal rights.
Your
Opt-Out Rights
You may opt-out of receiving communications from us and or our partners
by not submitting your information. We also allow you to remove your
information from our database by responding to any of our e-mail communications
with "remove" in the subject line. If you remove your information
from our database it will no longer be used by us for secondary purposes,
disclosed to third parties, or used by us or third parties to send promotional
correspondences to you. Quick Cash Loans.com.au takes your privacy seriously
and does not tolerate spam.
Our Right To Change
We reserve the right to change this policy at any time by notifying
you of the existence and location of the new or revised privacy policy
or by posting the changes online at our site.
Our
Right To Contact You
We reserve the right to contact you regarding your account status and
changes to subscriber agreements, privacy policy, or any other policies
or agreements relevant to you.
We
Do Not Intend To Collect Data From Children
The information and services provided by us or our affiliates, sponsors,
and advertisers are not intended to be viewed by children (under 18
years old).
Children’s
Online Privacy Protection Act
Quick Cash loans does not knowingly solicit data from nor
knowingly market to individuals under the age of 18. Concerned parents
can use readily available software packages to prevent children from
accessing websites they deem as inappropriate. No information collected
from children is knowingly used for any marketing or promotional purposes
whatsoever, either inside or outside Quick Cash Loans.com.au
Requests
for Deletion of Information
All information sent to Quick Cash Loans.com.au is kept according to
strict policies as stated above in the Quick Cash Loans.com.au / Pirvacy
Policy. Any information, data, instant messages, fax documents, emails
and voicemail's are stored for the customer's protection and that of
Quick Cash Loans.com.au . Data, instant messages and fax documents are
purged at our discretion. We destroy & use shredding devices to
destroy information about you - Email records are kept indefinitely
per regulatory and company policy requirements.
If you have not
applied for a loan, you may request your information to be deleted by
sending us an email, fax or a written request. Once a person has applied
for a loan with one of our various lenders, all information received
will be kept indefinitely. Denied, pending approved and hold status
applications are kept archived until purged at their discretion. Additionally,
if a person has received a loan by a particular financial lender, his/her
information cannot be deleted due to state and Federal regulations and
company policies. All information will be kept by that lender. You would
have that lenders details supplied by them at point of your loan being
funded & contact information from them will be supplied so you may
contact them in relation to the policies they have. Generally most financial
lenders keep - All customer information for a minimum of 2 (two) years,
by that financial lender.
Specific requests
for deletion from individuals who have not applied for a loan are given
priority in deletion. Email notice of deletion is considered sufficient
notice to the customer. No further notice will be given. Records of
a deletion request are kept, including any correspondence written or
electronic, indefinitely. Included in such records are the person’s
name, address and contact information for recording and filing purposes.
Notice
of Furnishing Negative Information
We may report information about your account to credit bureaus. Late
payments, missed payments, or other defaults on your account may be
reflected in your credit report.
Consent
By using our website, you consent and authorize - Quick Cash Loans.com.au
in the collection and use of your personal information as described
in this online Privacy and Security Policy Statement. If we change our
online privacy policies and procedures, we will post those changes on
our website to keep you aware of what information we collect, how we
use it and under what circumstances we may disclose it.
