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Loan Requirements

How Does It Work? - Loans Up to $500

How Does It Work? - Loans Up to $1500

If payday is too far away, let us help. We'll get you the money you need - fast! You pay us back when your next paycheck comes. See if an Quick Cash Loans - Cash Today cash advance loan is right for you.

Do I qualify?
The answer is "Yes" if you:

  • Been at least three months in your current job
  • Receive a regular wage or benefit. eg centrelink or pension
  • Have a Bank account that has been open for at least three months

How do I apply?
It's easy! You'll need an e-mail account and/or access to a fax machine.

  1. Click on "Apply Now" to register.
  2. Fill out the application.
  3. Once completed, you will receive an email with an activation code and your password. You will need these to activate your account.
  4. Once your account is activated you can apply for a new loan.
  5. We will give you call as soon as possible once we receive your request and ask you some questions. Answer them right, YOUR APPROVED right away.

When will I find out?
We'll let you know by e-mail within hours. You can also login to to your account to check your status.

When do I get the money?
If you apply by 2:00 PM, your funds will appear in your account the next business day. We can also provide a Express funds transfer to your account within 2 hours.

Primary Payment Method:
Our primary form of payment is to debit your account in the form of a Direct Debit. For this you need to have a valid Bank account.

If you pay off this loan early you will not have to pay a prepayment penalty, and you may be entitled to a refund of part of the finance charge.

That's it! To find out more about Cash Advance Loans, see Frequently Asked Questions.


Loan Requirements

How Does It Work? - Loans Up to $1500

We do everything possible to help you receive the payday loan you need. Consequently, our requirements for receiving a payday loan are small and simple, reflecting our commitment to making the entire application process convenient for you. The basic requirements for acquiring a short term cash advances are the following:

  • Have a job or regular source of income employed more than 4 months
  • Be 18 years of age or older
  • Be a Australian resident / citizen
  • Copy of Current Drivers Licence or Passport showing your Photo/ I.D
  • Copies of Electricity ,Water , Gas , Phone - Bills showing your Name & Address.
  • Have a eMail address that is regularly checked
  • Make at least $1,300 each month in wages
  • Current bank account that has been operating for more than 3 months & last 2 months bank statements - showing wages / income going into this account
  • You are NOT currently or preparing to be a Bankrupt.
  • You have NOT taken another Short term money loan in last 30 Days .
  • No other current Debt agreements with other short term lenders.
  • For larger amounts of over $1,500 up to $10,000 some form of asset-security  may/will be required..such as a unencumbered Car, Boat, Bike

Credit history is not a huge factor. Some of our lenders still provide credit even if you have poor or little credit. However, some of our lenders criteria is to verify your statements for income etc.

We will assist you with a payday loan depending on your credit history.

Having a regular, recurring source of income is the most important requirement for receiving a short term / payday loan. So, if you meet only some of these requirements, we still urge you to apply. The application process is very fast, and our cash loan providers are eager to work with your individual financial situation. We will do everything in our power to assist you to get the cash loan that you need.

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Quick Cash Loans is not a provider of online payday loans. We simply connect people seeking online cash advances with a payday loan provider that provides loans of up to $1500 and instant approval depending on lenders criteria for credit history. We are proud to be the .com for payday loans with a good reputation for connecting customers to a reliable payday cash advance.

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